Buying a property is a big decision by anyone's standards, which is why it's important to view one with a practical hat on rather than being ruled by your heart.
Falling in love with an amazing house you've viewed at face value is fine as long as you also think about what you can't see. Looking beneath the surface is especially important if you're interested in buying an older home. Whether it's a large detached place, a top-floor flat or a converted maisonette, it's better to get a survey that can help flag up any hidden costs before you sign on the dotted line.
For home hunters moving up the ladder or landlords eyeing up their next investment, choosing the right survey, particularly when you're purchasing a period property, therefore can be key. If you need to consider the range of surveys available in relation to the property you're interested in, this guide by Squarepoint Chartered Surveyors lists the scope of options, including:
Although all surveys offer a thorough inspection that will assess the different aspects of your prospective home's condition, the most suitable one depends on its current age and condition. For those generally built before 1940, or with unusual construction features, the Level 3 Building Survey (Structural Survey) is the most appropriate choice. It provides the most detailed exploration which is invaluable and includes:
A survey's level of detail allows you to enter negotiations with complete awareness about any issues. Surveys can also point to problematic issues already there and those more likely to occur in older buildings, such as outdated electrics, ageing plumbing infrastructure or inadequate insulation, and energy-efficiency concerns. All the information can potentially save you money on price renegotiations, or point you towards reconsidering the sale altogether.
While you might not be sure about the history of certain parts or features of a property that you're interested in buying, a surveyor can help determine the areas that have been converted, refurbished and modernised in the past. For much older buildings and architectural guidance, Historic England can help you decipher the exact age and background of a building.
There is no denying that today's house hunters have an ongoing love affair with period homes with rich architectural features, a social history and areas that can be sympathetically extended and modernised with energy efficient and chic upgrades. If you have set your heart on that Victorian terrace or charming Edwardian semi, understanding the property's overall condition remains key.
Typically, these same homes that are brimming with character will come with a unique set of challenges that can develop over time. This might include sash windows that need constant repairing, slate tiles or flint walls that are hard to restore, or traditional brickwork that requires specialist attention.
If you're planning to renovate down the line, surveys can be valuable in pinpointing potential concerns that might impact your ideas for a loft conversion, double-glazed windows or side extension. Similarly , if you want to carry out renovations with respect to the building's age, style and character, such a report becomes a vital tool for planning your approach.
Whether you're intending to restore period features sympathetically or create a modern living space, the details garnered from a survey are excellent for negotiating an asking price or budgeting for projects, helping you to:
Paying for a survey can seem like a lot of money to spend upfront but it's not when you take into account how much major roof repairs or rewiring an entire house might cost you after you've moved. It's more helpful to be alerted by a surveyor about whether the structure of a decades-old house is robust than to find out after you buy. Surveys can help you to make an informed decision about buying a property, keep a sale on track and protect your investment going forward.
When purchasing an older property, a full structural survey is more than an optional extra—it's an essential resource for what is likely to be one of the biggest investments of your life. The detailed information available will help you avoid costly surprises, plan renovations effectively, and negotiate with confidence.
Image is from a beautiful detached thatched house with wrap-around gardens in Selsey, Chichester. For sale in June 2025. For more details see the full listing here
One of the biggest worries for anyone buying or selling a home is the possibility of the deal falling through. And it's a valid concern - nearly 29% of property sales in the UK didn't make it to completion in 2024. Whether due to cold feet, poor survey results, or mortgage issues, it's more common than most people think.
Buying a home is a major financial commitment and for most of us, it's the biggest purchase we'll ever make. Whether this is your first time stepping on the property ladder, you're an existing homeowner or you're investing in a property for commercial purposes, checking things out thoroughly is always essential. One of the most effective tools to assist with this is a property survey but, what might a survey uncover and how will that affect your property purchase?
So, you're thinking of buying a new home? That's great news! Is it a trendy three-bed terrace in a cul-de-sac? Or do you fancy a penthouse apartment with city views? Whatever the property type, we're sure you're excited about your soon-to-be new home.
In case you don't know by now, a property chain is when multiple transactions are linked together and need to be completed at the same time for each sale to be successful. However, many buyers and sellers often wonder about the length of a property chain.
Unfortunately, bagging your dream home can be curtailed by a number of things. Being unable to get a big enough mortgage can be an issue that arises.
Have you ever noticed the words "chain free" when searching for a new home? If you have, it means you were looking at a property that didn't require an onward purchase to complete, which reduces the chances of the chain breaking down.